How Trustvane builds your business credit — with you

Subscribe and you get a net-30 account, a personalized roadmap, and an AI Advisor in your corner. Buy what your business needs, pay on time, and your payments — plus a set of done-for-you tools — turn into real, fundable business credit.

The path from sign-up to funded

Six steps, one connected platform, your Advisor guiding each one.

01

Start with a plan

Your AI Advisor and Fundability Score size up your business, and your personalized Roadmap lays out the exact path.

02

Activate your net-30 account

The moment you subscribe, your net-30 trade account is live — buy now, pay in 30 days. No personal credit check to start.

03

Buy & pay on time

Get the supplies and services your business needs from our reporting vendor network, and settle each invoice within terms.

04

We report to the bureaus

We furnish your on-time payments to the business credit bureaus, building a profile lenders and suppliers can see.

05

Review & strengthen

Your AI Advisor reviews your bureau report for errors and drafts disputes, while the Compliance Guardian keeps you in good standing.

06

Get funded

Get matched to grants and lenders you qualify for — with the Funding Package Builder and Grant Autowriter doing the paperwork.

Meet your toolkit

Every plan comes with a partner and a set of done-for-you tools. Here’s what each one does — and why it’s worth it.

Your AI Advisor

Every plan

A business-credit expert that actually knows your business — your profile, your documents, your goals. Ask it anything and it answers in context, remembers past conversations, and tells you the specific next move instead of generic advice.

Why it matters: most owners stall because they don’t know what to do next. Your Advisor removes the guesswork and keeps you moving.

Fundability Score

Every plan

A 0–100 readiness score that grades how fundable your business looks right now, across the factors lenders actually weigh — and updates as you improve.

Why it matters: you can’t improve what you can’t measure. It shows exactly what to fix before you apply, so you stop getting declined.

Tradeline Roadmap

Every plan

A personalized ladder of the exact accounts to open and when — from starter net-30 vendors up to store credit, fleet cards, business cards, and bank financing — with progress tracking as you climb.

Why it matters: opening the wrong accounts in the wrong order wastes months. The roadmap gets the sequence right the first time.

Business Credit Builder

Every plan

A net-30 trade account the moment you subscribe. Buy what your business needs, pay on time, and we furnish that payment history to the business credit bureaus for you.

Why it matters: this is the engine — real, bureau-visible payment history is what lenders and suppliers look for, and it’s building from day one.

Bureau Report Reviewer

Growth & Pro

Upload your Dun & Bradstreet, Experian, or Equifax business report and the AI flags likely errors, outdated items, duplicates, and thin spots — then drafts the dispute letters for you to send.

Why it matters: errors quietly cost you approvals. Catching and fixing them can lift your profile faster than almost anything else.

Compliance & Filing Guardian

Growth & Pro

Tracks your state filings, renewals, licenses, and tax deadlines, sends reminders before they’re due, and drafts plain-language filing guides when you need them.

Why it matters: one missed annual report can put your business in bad standing and undo months of progress. This keeps you protected.

Funding Package Builder

Pro

Turns your profile and documents into a lender-ready funding package — executive summary, use of funds, financial snapshot, and a document checklist — exportable to PDF or Word.

Why it matters: a complete, polished package is often the difference between a fast yes and a slow no.

Grant Autowriter

Pro

Pick a grant you’re matched to and the AI drafts the full application — a reusable narrative kit plus tailored answers to that grant’s specific questions — ready to edit and export.

Why it matters: grants are money you never repay, and most owners skip them because the writing is painful. This does the writing for you.

Marketplace & Savings

Every plan

Member-only discounts on the tools and services you already pay for, right alongside the vendors that help build your credit.

Why it matters: savings that free up real cash to reinvest in growth.

Questions people ask

The short version. Reach out anytime if you need more.

Net-30 means you receive goods or services now and have 30 days to pay. Those on-time payments are reported to the business credit bureaus, which is how your business credit gets built.

Every time you pay a net-30 invoice on time, we furnish that positive payment history to the business credit bureaus. A track record of on-time payments is the foundation of a strong business credit profile.

Instantly. As soon as your payment is confirmed, your plan’s benefits and your net-30 account are active — no waiting period.

Anytime. There’s no contract and no lock-in — upgrade, downgrade, or cancel from your billing page whenever you like.

No. Trustvane is designed to help you build business credit that stands on its own — you can get started regardless of where your personal credit is today.

Ready to build your unfair advantage?

Pick a plan and your net-30 account, roadmap, and AI Advisor are ready in minutes.

Start building